The simple money rule that actually works 🧠💰

If budgeting feels confusing, here’s some good news:
You don’t need spreadsheets, fancy apps, or a finance degree.

All you need is one simple formula 👇

Here’s how it works:

That’s it.
No complicated math. No guilt-tripping. Just balance.

It works because it’s flexible — not one-size-fits-all.
If your rent eats more than 50%, no stress. Adjust.
The goal isn’t perfection — it’s progress.

For your dollar diary entry Try this:

You’ll instantly see where your money’s been sneaking off to.

Next week, we’ll build on this and design a budget you’ll actually stick to — no deprivation required.

Keep going — you’re building control, not restriction 💪

Sure, if you held your stocks since the dotcom bubble, you would’ve been up—eventually. But three years after the dot-com bust the S&P 500 was still far down from its peak. So, how else can you invest when almost every market is tied to stocks?

Lo and behold, billionaires have an alternative way to diversify: allocate to a physical asset class that outpaced the S&P by 15% from 1995 to 2025, with almost no correlation to equities. It’s part of a massive global market, long leveraged by the ultra-wealthy (Bezos, Gates, Rockefellers etc).

Contemporary and post-war art.

Masterworks lets you invest in multimillion-dollar artworks featuring legends like Banksy, Basquiat, and Picasso—without needing millions. Over 70,000 members have together invested more than $1.2 billion across over 500 artworks. So far, 23 sales have delivered net annualized returns like 17.6%, 17.8%, and 21.5%.*

Want access?

Click here to skip the waitlist →

_{Investing involves risk. Past performance not indicative of future returns. Reg A disclosures at masterworks.com/cd}