Saving is great…
but let’s be honest — your money deserves a promotion.

If your cash is just sitting in a regular bank account, it’s basically taking a nap. 💤

Let’s wake it up with a simple investment plan — no Wall Street degree required.

Here’s the 3-step setup 👇

🪜 Step 1: Open an investment account

Go with a Roth IRA, brokerage account, or even a robo-advisor (like Betterment or Wealthfront).
If you’re not sure, start small — you can always expand later.

📈 Step 2: Pick something simple

Look for index funds or ETFs — they’re low-cost and track the overall market.
Example: the S&P 500. Over time, it’s beaten most active investors.

🔁 Step 3: Automate it

Set up a monthly auto-deposit. Even $50/month adds up faster than you’d think.
Automation = no overthinking = consistent growth. But make sure it is actually being invested not just sitting in the brokerage account.

This week’s challenge:

Open one investment account (or check the one you already have).
Set it to auto-invest something — even if it’s tiny.

Because the real flex isn’t timing the market…
It’s time in the market.

See you next week for your final October email — “Let Time Be Your Business Partner.”

Where to Invest $100,000 According to Experts

Investors face a dilemma. Headlines everywhere say tariffs and AI hype are distorting public markets.

Now, the S&P is trading at over 30x earnings—a level historically linked to crashes.

And the Fed is lowering rates, potentially adding fuel to the fire.

Bloomberg asked where experts would personally invest $100,000 for their September edition. One surprising answer? Art.

It’s what billionaires like Bezos, Gates, and the Rockefellers have used to diversify for decades.

Why?

  • Contemporary art prices have appreciated 11.2% annually on average

  • And with one of the lowest correlations to stocks of any major asset class (Masterworks data, 1995-2024).

  • Ultra-high net worth collectors (>$50M) allocated 25% of their portfolios to art on average. (UBS, 2024)

Thanks to the world’s premiere art investing platform, now anyone can access works by legends like Banksy, Basquiat, and Picasso—without needing millions. Want in? Shares in new offerings can sell quickly but…

*Past performance is not indicative of future returns. Important Reg A disclosures: masterworks.com/cd.

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